You can buy specific coverage for your sled, such as liability only coverage, or you may be able to buy a package of coverage. A basic snowmobile insurance package may include the following:

• Collision
• Comprehensive
• Bodily injury liability
• Property damage liability

Depending on the insurance company, other insurance options you may be able to purchase for your snowmobile could include:

• Uninsured and underinsured driver coverage for bodily injury and property damage, in the event that another person causes harm to you or your snowmobile and does not have insurance to pay for damages
• Accessory coverage for such things as helmets, windshields, custom seats, riding gear, and eyewear
• Coverage for after-market parts and accessories
• Towed trailer and transport trailer coverage
• Increased liability limits to cover the costs of a liability claim or lawsuit